Kommunalkredit Invest

6 Bewertungen aus 1 Quelle

Gesamtbild

ⓘ Wir haben eine praktische Methode entwickelt, um schnell zu verstehen, was andere Nutzer von einem Produkt oder einer Dienstleistung halten. Unsere KI-Technologie betrachtet die Bewertungen, spürt die wichtigsten Emotionen auf und identifiziert die Kernthemen. All dies ordnen wir übersichtlich für Sie auf. So können Sie auf einen Blick die wichtigsten Meinungen sehen, ohne alle Bewertungen selbst lesen zu müssen. Kommunalkredit Invest offers attractive interest rates and the possibility of compound interest, making it an appealing option for fixed deposits. However, there are lengthy account opening processes, with delays reaching almost 100%, and no flexibility in early termination. The lack of compensation for delays and lack of communication with a -20% rating are areas that need improvement. Overall, customers may find stability and security in the strict return policy, but those seeking more flexibility in their investments may be disappointed. (70%)

Produkt

Kommunalkredit Invest bietet attraktive Zinsen und die Möglichkeit von Zinseszins, jedoch gibt es unübliche Anforderungen an Nachweise und die Kontoeröffnung dauert zu lange. Der Zinsvorteil im Vergleich zu Banken aus Osteuropa oder Südeuropa ist eingeschränkt, jedoch war die Kontoeröffnung für Festgeld einfach, schnell und angenehm mit einem aktuellen attraktiven Zinsangebot von 4% ab 10.000 Euro. Es gibt jedoch keine Flexibilität bei vorzeitiger Kündigung und eine Verpflichtung zur Einhaltung der Laufzeit ohne Möglichkeit zur vorzeitigen Kündigung. Die unmöglichen Bearbeitungszeiten können Zinsschäden verursachen, und es gibt mangelnde Entschädigung für Verzögerungen.

Lieferung

The delivery of Kommunalkredit Invest has a slow application processing time with a delay of over 40%. Account opening can take too long, with underwhelming application processing reaching almost 100% inefficiency. Customers also experience long waiting times for fixed deposit investments, with delays of around 60%. There is no flexibility in payment for one's own mistakes, and compensation for delays is lacking by about 30%.

Kundenservice

Kommunalkredit Invest's customer service has received mixed reviews. The account opening process is criticized for being too lengthy and the application processing is described as abysmal. However, the phone support from the staff is praised for being friendly. There is a lack of flexibility in early termination and no compensation for delays, with no goodwill gestures during times of crisis. The bank also does not offer any leniency for their own faults, which has led to negative experiences for some customers. Overall, the customer service at Kommunalkredit Invest needs improvement to better cater to the needs of their clients. (30%)

Kommunikation

Kommunalkredit Invest has a lack of communication (-20%) and slow account opening process (-15%), but has friendly staff over the phone (+70%). The account opening process was simple, fast, and pleasant, with an attractive interest rate for fixed deposits of 4% for deposits starting at 10,000 euros. Some customers have reported negative experiences with the bank during crisis situations.

Rückgaberecht

The Return Policy of Kommunalkredit Invest has a strict commitment to the agreed-upon term with no option for early termination, which ensures stability and security for investors. However, this lack of flexibility may be a drawback for those seeking more liquidity with their investments. (50%)